Application and Review Process

The following steps detail the application and review process. Work begun prior to obtaining a required permit, review, or approval will not be eligible for loan assistance.
  • Applications will be accepted at:
    Housing and Community Development Department
    350 W. 6th Street Suite 312
    Dubuque, IA 52001
  • All applications must include required information on income, specific work proposed, and at least two estimates received from full-time contractors licensed and insured by the State of Iowa. Homeowners may do the work themselves; written quotes on the costs of materials must be provided. Labor by homeowners in not covered. Incomplete applications will not be processed.
  • A loan review committee of City staff and members of the Historic Preservation Commission will rank eligible applications prior to income verification, and make recommendations relative to loan amount, and compliance with City Housing, Building, and Historic Preservation Codes, and with Section 106 of the Code of Federal Regulations.
  • The Historic Preservation Commission will review that loan application, the proposed work, and the committee’s recommendations. The Commission must approve a Certificate of Appropriateness for all proposed work to be completed prior to issuance of permits or processing of loan.
  • All applicable City permits and reviews must be completed (e.g., building permits, rental license, housing inspection, etc) before any work begins.