Financial Incentives

Historic Preservation Loans and Grants
Home and property improvements can be expensive. The cost to make these improvements to historic structures can be more expensive in the short term than the conventional, historically inappropriate measures commonly used on newer properties.

The City offers financial incentives in the 5 historic preservation districts and 9 conservation districts to bridge the gap that owners of these historic properties may face due to their income, the cost of historic rehabilitation, or both.

The City offers loans and grants (in the form of a forgivable loan) for qualifying projects that maintain and improve historic properties. These financial incentives are available to qualified property owners and non-profit organizations providing housing to low to moderate income households. Click on the links below for more information about these programs. 
  Urban Revitalization Program
The City of Dubuque Urban Revitalization Program, based on Chapter 404 of the Code of Iowa, focuses on the revitalization of residential properties in the community’s older neighborhoods and offers a property tax exemption for new improvements made to qualified residential properties and limited commercial properties.

Owners who upgrade their residential properties located within a designated Urban Revitalization district may receive a 10-year exemption from the property tax liability that would normally accompany numerous property improvements. Owners of commercial properties within the Washington Neighborhood district are eligible for a three-year exemption.

For additional information, contact the Housing and Community Development Department or call at 563.589.4212.

Financial Toolbox
There are many local, state and federal programs available to assist qualifying rehabilitation projects. Click here to learn more about these programs and incentives.